Health Care Delivery Initiative Spotlight: The Determinants of Health Insurance Enrollment and Plan Choice

J-PAL North America recently launched the Health Care Delivery Innovation Competition, which will support health agencies in developing reliable evidence about various programs. The competition is part of J-PAL North America’s Health Care Delivery Initiative (HCDI), which has already supported a number of evaluations about health care initiatives, including a randomized evaluation by Wesley Yin (UCLA) about enrollment in health insurance.

The Affordable Care Act passed in 2010 with the goal of expanding insurance coverage and affordability. However, insurance enrollment rates have remained fairly low and many individuals are purchasing plans that are sub-optimal for their needs.

In an ongoing randomized evaluation, the researcher partnered with California’s health insurance marketplace, Covered California, in order to study the low enrollment and sub-optimal plan choice. The evaluation will estimate the impact of providing unenrolled individuals with information such as the benefits of purchasing a plan, eligible subsidies, financial penalties, and comparison of plans in terms of price and quality. The results of the study are forthcoming.

Visit the J-PAL North America website for the full evaluation summary as well as more information about the Health Care Delivery and Innovation Competition. Register for our webinar to be held on May 19, 2016, at 2:00 pm – 3:00 pm to learn more.

Author: J-PAL North America

J-PAL North America seeks to reduce poverty by ensuring that policy is informed by scientific evidence. We do this through research, outreach, and training. We collaborate with decision-makers to generate clear, scientific evidence on which approaches work and why. We catalyze and support randomized evaluations, communicate evidence to help translate research into action, and build policymakers’ capacity to create and use evidence.

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